Wills and Trusts

Providing Specialist advice and care.

Planning for the future is not always easy, but it’s the responsible thing to do, especially when it comes to Wills and trusts. It alleviates enormous complications and delays in the administration of your Estate should you pass away.

We know that creating a Will can be a difficult process, that’s why we at AGM can use our expertise, knowledge and training to make it a simple and seamless endeavor. When creating a Will there are a few factors to take into account.

Why have a will and what are my options?

What Information is included in a will?

Who your Beneficiaries are: your Will stipulates who will benefit from your Estate and what portion of your Estate you bequeath (give) to them

Whether a Testamentary Trust should be created for Beneficiaries who may be Minors at the time of your death

Who the Trustees should be if you do require a Trust be set up

Who the Guardians of your minor Children should be

Who the Executor of your Estate should be

Your last wishes, such as whether you want to be buried, be an organ donor, etc.

​In todays times its vital to have insurance on things that bring you value.  Short term insurance is there so that if an event caused damage or loss of your insured contents you can be covered for replacement or repairs without going into debt.

Short-term insurance policies are important, especially as cover against hail, thunderstorms, floods, lightning, accidents, theft, or hi-jacking. AGM is here to provide you with a seamless insurance solution that best benifits your day to day life.

Wether you are ensuring your personal property, Home or vehicle, or insuring your company, AGM can assist you every step of the way and ensure you get the best possible assistance every step of the way.

Simple Wills

​

Even with people requiring a basic Will it’s advisable to let a professional help you draft your Will to advise on best practice and what to look out for.

There are many factors to take into account that, without the right advice and guidance, could cause endless complications. Simple Wills are usually a very straight forward set of instructions set upon passing.

Complex Wills

When it comes to complex Wills, people with more complicated estates, multiple assets and investments and other types of financial interests will have to take various factors into account when drafting their Will. Taxes, transferring of assets and offshore administration of their estate with multiple stakeholders requires in-depth technical understanding of estate administration and tax law.

Any errors in the estate planning process could have very serious implications for your beneficiaries and could cause countless issues in future. There are many factors to think about when proceeding with a complex will that include:

  • Divorce decree with an ex-Spouse and/or Child maintenance
  • Stepchildren or other individuals to whom you provide financial assistance
  • Multiple properties
  • Special bequests
  • Existing Trusts
  • Business ownership and business interests, and the respective partnership agreements and business succession planning
  • Offshore assets
  • Previous inheritances

 

​

Speak to an Agent