Disclaimer for AGM FSG  (Pty) Ltd (“AGM”) and subsidiaries (collectively referred to as the “Group”.)

Subsidiaries:

• AGM Mapsure Risk Management Consultants Pty Ltd: Non-Life Insurance (FSP:23034)
• AGM Mapsure Financial Consultants Pty Ltd: Life Insurance, Medical Aid, Investments,retirement Planning (FSP:12475)
• AGM Fiduciary Services Pty Ltd: Estate Planning & Wills
• AGM Accounting & Tax Pty Ltd: Bookkeeping, Tax and company secretarial services
• Dial A Quote Pty Ltd: Non-Life Insurance (FSP: 5329)

Confidentiality
This email and any attachment hereto are confidential and may contain privileged or copyright information. You may not present this message to another party without consent from the sender. If you are not the intended recipient, please notify the sender and delete this email immediately. Please note that disclosing, copying, distributing, or taking any action based on the contents of this information are strictly prohibited.

Protection of Personal Information
The Group takes all reasonable measures to protect the personal information of our clients, service providers and other relevant stakeholders. For further information about how we process personal information, please review the privacy policy of the relevant entity of the Group made available on the applicable websites. The Group does not consent to its employees sending unsolicited emails. If a contravention of any privacy law by any Group member is alleged, please contact us immediately.

Liability:
This email does not constitute a binding agreement between the Group and any person, unless explicitly stated, consequent to the applicable authority being granted in terms of the Group’s policies. The Group does not accept any liability or responsibility for:

• any interception, corruption, destruction, loss, delayed arrival, incompleteness or tampering with information contained in this email
• incorrect delivery
• any effect on any electronic device of the recipient.

Viruses:
The Group does not certify or guarantee that this email is free from viruses or defects.

Advice:
Any views or opinions presented in this email are solely those of the sender and do not necessarily represent those of the Group. Any actions taken based on this email are at the reader’s own risk.

Information Quality and security:

We provide adequate protection to prevent unauthorized access and use of the personal
information we store. We will continue to review our security controls and related processes and
technology to ensure that your personal information is secure and used only in line with what is set
out in this notice.
Our security policies and procedures include:
• physical security
• computer and network security
• secure communications
• security when contracting out activities or functions
• retention and disposal of information
• acceptable use of personal information
• governance and regulatory compliance
• monitoring access and usage of private information
• adequate protection of personal and identifiable information
• data portability
• investigating and reacting to security incidents
Where we interact with third parties and share personal information, we take reasonable steps to
impose the appropriate security practice obligations on these parties. This is to ensure that personal
information that we are responsible for, is kept secure and only processed lawfully

Correction of your information:

In line with POPIA, you have a right to ask us to update or correct any of your personal information
held by us. You may do this by contacting your financial adviser or a client services consultant.
We will take reasonable steps to confirm your identity before making changes to the personal
information we may hold about you.
Keeping your personal information up-to-date and accurate remains your responsibility. If there are
changes to your personal information such as a change in contact details or a residential address,
please contact your financial adviser or a client services consultant to update your records.

Other:
The sender of this email is expressly required not to make any defamatory statements. Any such communication is contrary to the Group’s policy and outside the scope of the employment of the individual concerned. The Group will not accept any liability in respect of such communication. The employee responsible will be personally liable for any damages or other liabilities arising.